A new tiny home for Chris, Cara and Maise

By | Banking

Such a beautiful outcome inspires us to keep helping people apply for tiny home loans in these unusual times. Thank you for these words, Operation Tiny Home:

“Today, with great joy we welcomed Down Payment Assistance Grant Recipients, Chris, Cara, and their adorable daughter Maise into their newly purchased tiny home.This young family has struggled with the financial impacts of unexpected medical expenses after the birth of their daughter, along with lost income due to COVID-19. This beautiful home will provide safety and stability for years to come.

Thank you, Sutter Home Wines, Mega Tiny Homes, and Liberty Bank Inc for joining us in making this tiny home dream come true!”

The tiny living story of Rhonda

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Rhonda Wilson-Williams is beginning her tiny living journey after getting a loan from Liberty Bank, and we are happy to share her words!

“I’m so thankful for the thousands of people who have preceded me on this journey. Almost everything I read and learned on YouTube is real, and it’s been incredibly helpful, knowing so much, before I actually moved in! I’ve adopted a minimalist’s way of thinking over the past few years.

I realized “stuff” is not essential; people and relationships are.

Brett at Cornerstone designed a storage area for all my Art, so I can change out what I want to be on display and store the rest. The three deep drawers he gave me in the kitchen are substantial storage areas I love.

I’m parked on land owned by a tiny living pioneer, here in Jacksonville (Florida). He’s built two homes himself, converted a third, and is working on converting an Airstream. He has his own little tiny home community.

I hope I’m making a tiny difference in the world (pun intended). I know that telling my story in person to friends and strangers, has sparked interest in many people, both young and older like me, to start their Tiny home journey.

I firmly believe that what started 15 years ago, as a handful of people building their own tiny homes, has taken a foothold in modern building and is changing people’s way of thinking about what a “dream home” looks like. I think the time is right for tiny homes to become commonplace”.

Disclaimer: Liberty Bank of Utah does not endorse or warrant the products or companies listed on this page and nor does it receive any compensation, monetary or otherwise, from these tiny home builders. Liberty Bank does work with customers who purchase homes from these builders and encourages tiny home purchasers to shop around for the builder that is best for them.

Are you looking for tiny home financing? Check out our presentation for the THIA’s meet up

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Liberty Bank had the honour to talk about financing in the Tiny House Industry Association meetup, on May 21st. In the meeting, Kendall Phillips -CEO of Liberty Bank- and Henry Palma -VP Lending- covered the necessary steps to become a certified tiny home builder approved and ready to work with Liberty Bank.

They also explained the process of inspection used by the bank with third-party inspectors, and several tips for those interested in getting loans, which are available on the presentation used on the THIA meet up, clicking the following link!: How to get financing for a tiny home

To Liberty Bank borrowers affected by COVID-19

By | Banking

Liberty Bank is participating in the nationwide effort to contain the spread and consequences of COVID-19 (also known as Coronavirus). We are doing our part to protect employees, customers, our community, and our economy at large.

To help those customers in need, our policy is to allow up to 6 months deferral for borrowers affected by COVID-19. This includes customers whose income has been impacted by business closures and other efforts to contain COVID-19. The goal of this policy is to delay payments for those placed into financial stress by COVID-19 so that they may better weather the hardships we are all coping with.

If you are in need of this type of relief, we request a letter, from the customer, that details the reasons and the circumstances causing your need. Please attach to the letter documentation of your employment and the business closure that is impacting your income. We encourage all customers impacted by COVID-19 to contact us by email ( We will make every effort to accommodate you the best we can.

Liberty Bank thanks you for being a loyal customer. We wish you, your family, and your friends good health and spirits as we manage this situation together.


-Kendall Phillips, President

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