Certificates of Deposit

Start Saving Today and Watch

Your Money Grow!

Local Rates indicated apply to residents and businesses located in Salt Lake County only.

For our non-local rates, please call us at 801-355-7411.  Annual Percentage Yield (APY) as advertised is accurate as of 4/1/2024 and is subject to change daily.

CD Terms                               Our Local Rates        

($1,000.00 – $99,999.99)      Annual Percentage Yield

6-month                                 3.50% 

 1-year                                     4.25%  

18-month                                4.25%  

 2-year                                     4.00% 

 3-year                                     3.87% 

 4-year                                     3.87% 

 5-year                                     3.87% 

Jumbo CD Terms         Our Local Rates               

($100,000.00)                 Annual Percentage Yield

 6-month                           3.50%  

 1-year                                4.25%  

18-month                          4.25% 

 2-year                               4.00%

 3-year                               3.87%

 4-year                               3.87%

 5-year                               3.87%

A big rate for a smaller investment!

How does it work? 

We make it easy for you to grow your money with a Certificate of Deposit account (CD). With a CD, you agree to deposit your money in an account for a set amount of time and in return, you earn money on your deposit based on the interest rate and the amount of time you agree to leave the money in the account (early withdrawal subject to penalty fees).

Our Certificates of Deposit require a one time minimum deposit of $1,000.

We offer 6-month, 1-year, 18-month, 2-year, 3-year, 4-year and 5-year time periods. You pick which one works best for you!

Rates are rising and so should your savings!

CD Terms

$1,000.00 – $99,999.99

  •  6-month  

  •   1-year

  •   18-month

  •   2-year 

  •   3-year 

  •   4-year

  •   5-year 

Jumbo CD Terms

$100,000.00 +

  •    6-month   

  •    1-year

  •    18-month

  •    2-year

  •   3-year 

  •   4-year

  •   5-year 

Our Local Rates

Annual Percentage Yield

  •   3.50%

  •   4.25% 

  •   4.25%

  •   4.00% 

  •   3.87% 

  •   3.87%

  •   3.87% 

Our Local Rates

Annual Percentage Yield

  •    3.50% 

  •    4.25% 

  •   4.25% 

  •    4.00% 

  •   3.87% 

  •   3.87%

  •   3.87% 

*CD rates are quoted as Annual Percentage Yield (APY). To earn the APY, your funds must remain on deposit.

Early withdrawal/closure penalties may be assessed when the principal is withdrawn from a CD prior to the maturity date.

Please note that any penalties or fees acquired may reduce earnings on the account.

Deposits are insured by the FDIC.

Need some quick information? Here are some helpful tips to help you select the right CD for your financial goals.

Ready to get started? Contact us today: (801) 355-7411 

Personal or Corporate CD’s  | Savings |  Money Market Accounts |