20% Down Payment ( Salt Lake County*)
25% Down Payment ( Davis, Utah, Weber Counties* )
Must have a valid ITIN ( Individual Tax Identification Number ) Social Security Number not required.
2 forms of ID required ( ITIN can be used)
FICO credit score from ITIN 680 or higher ( at least 1 score)
Must have filed 1040 taxes for previous 3 years.
An applicant can have worked for different employers but must have a 3-year continuous work history.
A reasonable determination that employment and residency will continue.
Single-family residence – detached only.
*Delineated MSA ( Metropolitan Statistical Area)