Our ITIN Loan Program can help people living in the United States, who have not yet obtained a Social Security Number but have an ITIN, apply for a home loan.
These loans require a higher down payment but help people who want to purchase a home achieve their dream of homeownership.
20% Down Payment ( Salt Lake County*)
25% Down Payment ( Davis, Utah, Weber Counties* )
Must have a valid ITIN ( Individual Tax Identification Number ) Social Security Number not required.
2 forms of ID required ( ITIN can be used)
FICO credit score from ITIN 680 or higher ( at least 1 score)
Must have filed 1040 taxes for previous 3 years.
An applicant can have worked for different employers but must have a 3-year continuous work history.
A reasonable determination that employment and residency will continue.
Single-family residence – detached only.
*Delineated MSA ( Metropolitan Statistical Area)
If you need immediate assistance please call (801) 363 – 5363.
Hablamos Espanol, llama ya al (801) 355-7411 y pregunta por Henry
There is no obligation to apply and no fees for speaking to one of our specialists.
By clicking “submit”, you authorize us to contact you upon your request. You warrant to us that the information you are submitting is true and correct. By submitting this form, you agree to allow us to receive the information contained in your application, as well as the status of your application.
By clicking “submit”, you authorize us to contact you upon your request. You warrant to us that the information you are submitting is true and correct. By submitting this form, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Routing # 124002942
NMLS # 467024
Liberty Bank is federally insured by the FDIC
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