We Offer Loans To Everyone

We believe everyone should be able to buy a home, our ITIN loan program helps to achieve that goal.

Take Advantage Of Our ITIN Loan Program.

I-TIN Loan Products are for people without a social security number looking to buy a home to live in the United States.

These loans require a slightly higher downpayment but help people who want to purchase a home achieve their dreams of homeownership.

ITIN Can Work For You

Our ITIN Loan Program Qualifications

20% Down Payment ( Salt Lake County)

25% Down Payment ( Davis, Utah, Weber Counties )

Must have a valid ITIN ( individual tax identification number ) No SSN required.

2 forms of ID required.

FICO score credit from ITIN 680 or higher ( at least 1 score)

Must have filed 1040 taxes for previous 3 years.

An applicant can have worked for different employers but must have 3-year continuous work history.

A reasonable determination that employment and residency will continue.

Single-family residence – detached only

Maximum loan $165,000.00

Delineated MSA Area

( Metropolitan Statistical Area)

Have Questions About Qualifying?

Contact us, our qualified ITIN loan program professionals can answer your questions and help you get started with your application.
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