We Offer Loans to Everyone

We believe everyone should be able to buy a home. Our ITIN loan program helps people achieve that goal.

Take Advantage of Our ITIN Loan Program.

Our ITIN Loan Program can help people living in the United States, who have not yet obtained a Social Security Number but have an ITIN, apply for a home loan.

These loans require a higher down payment but help people who want to purchase a home achieve their dream of homeownership.

Our ITIN Loan Program Qualifications

20% Down Payment ( Salt Lake County*)

25% Down Payment ( Davis, Utah, Weber Counties* )

Must have a valid ITIN ( Individual Tax Identification Number ) Social Security Number not required.

2 forms of ID required ( ITIN can be used)

FICO credit score from ITIN 680 or higher ( at least 1 score)

Must have filed 1040 taxes for previous 3 years.

An applicant can have worked for different employers but must have a 3-year continuous work history.

A reasonable determination that employment and residency will continue.

Single-family residence – detached only.

*Delineated MSA  ( Metropolitan Statistical Area)

Learn More About Our ITIN Loans

Please fill out this contact form and one of our qualified ITIN loan program professionals will contact you within 24 hours to answer your questions and provide you with more information.

If you need immediate assistance please call (801) 363 – 5363. 

Hablamos Espanol, llama ya  al (801) 355-7411 y pregunta por Henry

There is no obligation to apply and no fees for speaking to one of our specialists.

  • This field is for validation purposes and should be left unchanged.

By clicking “submit”, you authorize us to contact you upon your request. You warrant to us that the information you are submitting is true and correct. By submitting this form, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Have Questions About Qualifying?

Contact us, our qualified ITIN loan program professionals can answer your questions and help you get started with your application.
  • This field is for validation purposes and should be left unchanged.

By clicking “submit”, you authorize us to contact you upon your request. You warrant to us that the information you are submitting is true and correct. By submitting this form, you agree to allow us to receive the information contained in your application, as well as the status of your application.