20% Down Payment ( Salt Lake County)
25% Down Payment ( Davis, Utah, Weber Counties )
Must have a valid ITIN ( individual tax identification number ) No SSN required.
2 forms of ID required.
FICO score credit from ITIN 680 or higher ( at least 1 score)
Must have filed 1040 taxes for previous 3 years.
An applicant can have worked for different employers but must have 3-year continuous work history.
A reasonable determination that employment and residency will continue.
Single-family residence – detached only
Maximum loan $165,000.00
Delineated MSA Area
( Metropolitan Statistical Area)