Simplify Your Life
Consider Owning A New Tiny Home
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Affordable
Tiny Homes are incredibly affordable! In fact, your monthly rent payments could be costing you more than what it takes to get into your very own Tiny Home.
Go Anywhere
Tiny Homes are a perfect fit for individuals who never like to stay in one place very long. The mobile flexibility of a Tiny Home enables you to get out and explore the open road!
Curious to learn more about Tiny Homes? Explore the many benefits that come with owning your very own mobile Tiny Home.
Earth Friendly
Do your part in being a good steward of the environment by becoming a Tiny Home owner. By using drastically less resources, Tiny Homes have a lower carbon footprint and create far less demand for fossil fuels and other energy sources.
Stress Free Living
Owners of a Tiny Home do not have to deal with many of the stresses that come with traditional home ownership - saving you money on utilities, upkeep, and maintenance costs! By helping to minimize your lifestyle, Tiny Homes create more opportunities to focus your time and energy on what matters most in your life.
Ready to take the next step? Click here to bring up our online web application – applying is quick, secure, and convenient.
Frequently Asked Questions
What exactly is a tiny home?
- Tiny homes can be designed to be mobile, or can be converted for a stationary setting, provided there are the necessary utility hookups.
- Tiny homes are highly customizable, and many of the manufacturers we work with are happy to install custom parts, furnishings, and even entire room spaces to fit your needs and budget.
- Many tiny home owners choose to rent out their Tiny Home, providing an extra source of income with less of the upkeep and maintenance required on traditional rental units.
Will I need a mortgage to own a tiny home?
- A tiny home loan from Liberty Bank is not considered to be a mortgage. There is no lien involved and the bank will retain the title to the tiny home until the loan is paid off in full.
Are tiny homes built to last?
- Yes, tiny homes on wheels are built to be solid and sturdy! High-quality materials and building techniques are used when constructing a tiny home. They are much more durable than a typical RV and are built to last. Although they are mobile, when built on a foundation, they are as solid as a traditional home.
What is the interest rate on a tiny home loan?
Where can I live in a tiny home?
- Similar to RV units, zoning ordinances regarding tiny homes can vary from state-to-state, and even from county-to-county. Many jurisdictions have communities specifically designed to host tiny homes as permanent residences. To learn more about these communities visit https://www.tinyhomebuilders.com/help/tiny-house-parking-guide
Any other requirements?
Do I need a certain credit score to qualify?
Is there a required down payment amount?
- Generally, Liberty Bank requires a 20% down payment of the total purchase price.
Frequently Asked Questions
Is there an application fee? How can I apply?
What options do I have for tiny home loan terms?
What if I have a specific tiny home in mind?
Who does Liberty Bank work with?
Cornerstone Tiny Homes
TruForm Tiny
Tiny Idahomes
Tumbleweed
Tumbleweed
Zion's Tiny Homes


Movable Roots
Core Housing Solutions
Decathlon Constructions
Midwest Tiny Living
Frequently Asked Questions
What exactly is a tiny home?
- Tiny homes can be designed to be mobile, or can be converted for a stationary setting, provided there are the necessary utility hookups.
- Tiny homes are highly customizable, and many of the manufacturers we work with are happy to install custom parts, furnishings, and even entire room spaces to fit your needs and budget.
- Many tiny home owners choose to rent out their Tiny Home, providing an extra source of income with less of the upkeep and maintenance required on traditional rental units.
What exactly is a tiny home?
- Tiny homes can be designed to be mobile, or can be converted for a stationary setting, provided there are the necessary utility hookups.
- Tiny homes are highly customizable, and many of the manufacturers we work with are happy to install custom parts, furnishings, and even entire room spaces to fit your needs and budget.
- Many tiny home owners choose to rent out their Tiny Home, providing an extra source of income with less of the upkeep and maintenance required on traditional rental units.
Will I need a mortgage?
- A typical loan for a tiny home on wheels is a consumer loan secured by a title lien with the State’s DMV. It is not considered a mortgage or real estate loan.
Are tiny homes built to last?
- Yes, tiny homes on wheels are built to be solid and sturdy! High-quality materials and building techniques are used when constructing a tiny home. They are much more durable than a typical RV and are built to last. Although they are mobile, when built on a foundation, they are as solid as a traditional home.
What is the interest rate?
Where can I live in a tiny home?
- Similar to RV units, zoning ordinances regarding tiny homes can vary from state-to-state, and even from county-to-county. Many jurisdictions have communities specifically designed to host tiny homes as permanent residences. To learn more about these communities visit https://www.tinyhomebuilders.com/help/tiny-house-parking-guide
Any other requirements?
Do I need a certain credit score?
Do I require a down payment?
- Generally, Liberty Bank requires a 20% down payment of the total purchase price.
How can I apply?
What are the loan terms?
Could I choose an specific model?
Tiny Home Builders We Work With
Disclosure: Liberty Bank of Utah does not endorse or warrant the products or companies listed on this page and nor does it receive any compensation, monetary or otherwise from these tiny home builders. Liberty Bank does work with customers who purchase homes from these builders and encourages tiny home purchasers to shop around for the builder that is best for them.
Rates based on credit history, collateral criteria, the term of a loan and other criteria. Loans subject to all bank policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.