We Offer Mortgage Loans to Qualified ITIN Borrowers

We believe that qualified credit borrowers should be able to buy a house. Our ITIN loan program can help you achieve your goal of owning a home.

Take Advantage of Our ITIN Loan Program.

Our ITIN Loan Program can help people living in the United States, who have not yet obtained a Social Security Number but have an ITIN, apply for a home loan.

These loans require a higher down payment but help people who want to purchase a home achieve their dream of homeownership.

Our ITIN Loan Program Qualifications

20% Down Payment ( Salt Lake County*)

25% Down Payment ( Davis, Utah, Weber Counties* )

Must have a valid ITIN ( Individual Tax Identification Number ) Social Security Number not required

2 forms of ID required ( ITIN can be used)

At least one FICO credit score from ITIN 680 or higher

Must have filed 1040 taxes for previous 3 years.

An applicant can have worked for different employers but must have a 3-year continuous work history

A reasonable determination that employment and residency will continue

Single-family residence – detached only

*Delineated MSA  (Metropolitan Statistical Area)

Please complete this contact form and one of our qualified ITIN loan program professionals will contact you within one business day to answer your questions and provide you with more information.

If you need immediate assistance please call (801) 363-5363. 

Hablamos español, llama ya al (801) 355-7411.

 

Rates based on credit history, collateral criteria, the term of a loan and other criteria. Loans subject to all bank policies and procedures. All loans and lines of credit require a separate application and credit approval. Terms and conditions are subject to change. Other restrictions may apply.

By clicking “submit”, you authorize us to contact you upon your request. You warrant to us that the information you are submitting is true and correct. By submitting this form, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Have Questions About Qualifying?

Contact us, our qualified ITIN loan program professionals can answer your questions and help you get started with your application.

By clicking “submit”, you authorize us to contact you upon your request. You warrant to us that the information you are submitting is true and correct. By submitting this form, you agree to allow us to receive the information contained in your application, as well as the status of your application.